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The Nine of Pentacles in Tarot and How to Read It

Andrea has a background in Myers-Briggs and Western astrology. She mostly writes about relationships.

The Nine of Pentacles indicates that you are savvy with money. You have enough wealth that you can live comfortably. You're also connected to nature and your spirit. You're living a balanced, healthy life. You know how to make your wealth last.

The Nine of Pentacles indicates that you are savvy with money. You have enough wealth that you can live comfortably. You're also connected to nature and your spirit. You're living a balanced, healthy life. You know how to make your wealth last.

Nine of Pentacles

This card indicates a person who is financially responsible and makes good choices with their money. They've aligned themselves with activities, people, and items that yield profit.

The person on the card represents a financially independent person who is not calling up their parents for money. They're not paying bills with seashells and lint and have figured out how to navigate this world in a way that works for them.

The Suit of Pentacles represents the earth element and focuses on matters like health, wealth, career, family, property, and legacy. Specifically, the Nine of Pentacles indicates someone who has reached enlightenment and maturity on these matters.

Card Alignment

Upright

Financial stability, wealth, luxury, security, comfort, independence, personal pursuits, leverage, upper class, needs met, providence, fertility, paradise, treating yourself well.

Reversed

Excess spending, co-dependent on finances, inadequacy with money, impoverished emotionally or spiritually, alone in personal pursuits, atrophy, risky financial behavior.

This card indicates lasting wealth. You can live comfortably and not in fear of excessive bills. You can survive an emergency because you have a surplus for that very reason. You are wise and people see you that way.

This card indicates lasting wealth. You can live comfortably and not in fear of excessive bills. You can survive an emergency because you have a surplus for that very reason. You are wise and people see you that way.

Card Description

In the Rider-Waite-Smith deck, the Nine of Pentacles shows a woman surrounded by grapevines, which symbolize abundance, fertility, and paradise. The woman pictured on the card is part of the upper class. Her dress is beautiful, and it appears to be made of gold. There are nine pentacles behind her; they reach up to her waist.

In a way, we can deduce that the money reaching up to her waist (half her body) indicates a lesson on the subconscious and conscious. Since most tarot cards deal with the subconscious and conscious, this isn't really out of the norm.

We can assume the hard work of her physical body has resulted in rewards for her subconscious. Also, her subconscious and conscious are working in concert. This is why she's happy, wealthy, and productive.

This woman may have been given an unfair advantage, and perhaps that's why she is so wealthy—she may have been born into wealth. However, she also could have worked for her money. Either way, she represents the ideals of contentment.

Some would argue her face looks too neutral to portray contentment; however, the rest of the card has a yellow, sunny disposition about it. The woman seems to be balanced when it comes to the material world and her spirit. She isn't looking for the money. Her focus: on a hooded falcon. The bird is representative of her aristocratic status and her ignorance of the outside world. The air element is represented by the bird, and the bird can't see anything. Even though this woman has learned many lessons from the earth, she doesn't have a relationship with air.

The woman on the card isn't 100% fulfilled. Keep in mind that this is the Nine of Pentacles, not the Ten. She still has room to grow.

The woman is unaware of a blue snail near her foot. Since she doesn't notice it, the snail is at risk. This shows that the woman doesn't always see how her actions have consequences. The snail could represent people who are outside of the garden.

Her robe is decorated with flowers. This indicates she is romantic, in-tune with her senses, and fashionable. Flowers relate to spring; since we're studying the earth element, this card could relate to a Taurus in someone's life.

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Tarot Suits

CategoryWandsPentaclesSwordsCups

Element

Fire

Earth

Air

Water

Represents

Freewill

The Body (Physical Manifestation)

Thoughts

Emotions

Color

Red

Green

Yellow

Blue

Animal

Land Mammals

Reptiles

Birds

Fish

Body

Head, Heart, Thighs

Neck / Throat, Chest, Legs

Arms and Shoulders, Belly, Ankles

Hands, Root Chakra (Spine Base), Feet

Four Humors

Yellow Bile

Black Bile

Blood

Phlegm

Temperature / Moisture

Hot and Dry

Cold and Dry

Hot and Wet

Cold and Wet

Seasons

Summer

Spring

Winter

Fall

Yin and Yang

Yang

Yin

Yang

Yin

Ruling Planets

Mars, Sun, Jupiter

Mercury, Venus, Saturn

Mercury, Venus, Uranus

Moon, Pluto, Neptune

Western Astrology

Aries, Leo, Sagittarius

Taurus, Virgo, Capricorn

Gemini, Libra, Aquarius

Cancer, Scorpio, Pisces

Poker Card Equivalents

Clubs

Diamonds

Spades

Hearts

Court Cards

Knight

Page

King

Queen

Is there anything missing for someone with this card? This person needs to engage a little more in relationships and to consider future generations. They have the wealth, but they need more compassion.

Is there anything missing for someone with this card? This person needs to engage a little more in relationships and to consider future generations. They have the wealth, but they need more compassion.

Upright Card

The card first indicates financial independence. It shows a person who is self-reliant and capable of having their own personal pursuits. They're comfortable because of their wealth and can treat themselves with luxury. Since their wealth is established, they can engage in their free will more.

This is someone whose needs have been met. Two types of people fit this card: (1) someone who has worked hard for their money and (2) someone who was born into money. The aristocratic card often indicates someone born into wealth rather than someone who earned it.

The Nine of Pentacles indicates security, identity protection, and sensibility. For many, the hope is to live a life without having to worry about bills. You want a healthy relationship with money. Money serves you; money makes for a terrible master.

You Have Healthy Financial Relationships

You must employ self-control if you want to have a healthy relationship with money and objects. In the background of the card is a large house. This indicates the woman has a place where she can take shelter and where her finances can continue to bless her.

You need confidence if you want to stabilize your money. You can't just wallow in your sorrows. You have to make choices with your money, preferably ones that will benefit you in the long term.

What's a better idea: buying those cute shoes or investing your money? If you want financial freedom, you have to think more critically about your choices.

When you're financially secure, you can invest in more leisure time, fun, and material comfort. You can splurge a little, you're allowed to pamper yourself, and you can reward yourself for your hard work. Your actions and efforts have a direct correlation to the wealth you bring home. You must be diligent about connecting with what provides for you rather than what takes from you.

You want to create abundance so that you can take care of yourself in the long term. You want enough money that when you're sick, you'll be okay. You want enough money that you can retire comfortably.

You Are Spiritually Connected

You are in harmony with your environment. Your spending doesn't harm nature. You're conscientious and look for ways to reuse, recycle, and redo things. Someone who is good at limiting waste and seeing the value in things will go the distance.

This card could also indicate someone who likes to garden. This person may spend a lot of their time outside, where they feel like they can truly unwind and hear their own voice clearly.

Consider the pentacles as seeds or fruits. You want to have a large harvest. You want to look out your window and see that your fruit tree is thriving. A healthy fruit tree is a metaphor for a healthy spiritual life.

Consider the pentacles as seeds or fruits. You want to have a large harvest. You want to look out your window and see that your fruit tree is thriving. A healthy fruit tree is a metaphor for a healthy spiritual life.

Reversed Nine of Pentacles

This card acts as a wake-up call. You're spending way beyond your means. You may enjoy all the things you buy and feel you have a right to them. The problem: You're going to go broke if you keep spending your money and don't put yourself in check.

No one has a never-ending bag of money. You have to watch your finances. In fact, those who have the most wealth know how to make their money last. They employ accountants and financial advisors to watch and grow their wealth. You need to stop letting your impulses and eyes buy things for you. Stop shopping online: You don't have good spending habits, and you need to address this.

Learn How to Value Yourself

Take time out of your day and reflect on your own sense of self-worth. Do you value yourself? You need to listen to your thoughts and learn to appreciate your own contributions to the world. If you're unhappy with yourself, now is the time to address that. Realign yourself so that you have more contentment and less guilt. You are in charge of your sense of self-worth.

You are enough. You need to allow yourself to heal so that you feel connected to your higher purpose again. Somehow along the way, you've lost sight of your value. It's time to do some digging to figure out what is at the core of that.

Here are some questions to consider in your quiet time:

  • What were things I loved when I was a child?
  • Where does my curiosity fall? What makes me curious?
  • How do I spend my reading time? Look, be honest. Every day you are inundated with social media and other things that require you to read, so are you reading the best quality stuff? The content you absorb matters.
  • Are my basic needs getting covered? What do I need to do to fix this? (You should have food on the table, a place to sleep, clothes to wear, and a roof over your head.)
  • What am I doing that's productive, and what am I doing that's unproductive?
  • Am I spending time with those I love?
  • Is my current job gratifying?
  • What is something I want to do before I die?

Invest More in Your Needs

Sometimes what we need to do to increase our sense of self-worth is invest more in our basic needs. Now is the time to eat better: stop eating packaged ramen and Lunchables. Eat real food that's going to nourish you. Improve your cooking skills. When you have a better diet, you'll feel better.

Instead of sleeping on the same mattress, invest in a new one. Do you have constant back pain? Your mattress might not be right for you. Invest in comfortable furniture, get a massage chair, and change out your showerhead to one with better settings. Your old furniture might be inadequate.

Also, take a look at your clothes. Get rid of ones that don't fit and never will again. If you have a lot of faded clothes and ones with holes, you should decide whether these can be repaired or donated. Invest in clothes that fit you and your present. People often feel better when they have clothes that better serve them.

Finally, what is the condition of your home? Have you been living in the same old apartment for the past 15 years? We often outgrow our environments. It's not wise to stay in the same college dorm your whole life. You should find a property that really fits your needs and style. A house that's more updated and in better condition could help you to have a better sense of self. (A house that you own is an investment. Renting a house or living in an apartment isn't an investment.)

You Are Deprived of Energy

The reversed Nine of Pentacles can indicate that you're working too hard and sapping yourself of energy. If you continue at this pace, you could actually have a breakdown. Working too much isn't good for your mood and can put a strain on the relationships that really matter to you.

If, to build wealth, you're working 60+ hour weeks, you will likely burn out. You need to take breaks. You need to let your mind rest. Your mind is like your body: it can't constantly be on the grind.

I tried for one week to exercise three hours a day. This was a terrible idea that resulted in me having mood swings and body aches everywhere. I was pushing myself too hard and too fast. An hour of exercise a day is just fine. You have to know your max limit and be reasonable with your actions.

The reversed Nine of Pentacles encourages you to go out into nature for healing. Take a break from the office and nine-to-five grind. Your mind will refresh when you focus more on rivers, mountains, beaches, and forests.

Breaks are like water for the mind. Your body needs water to perform well. Your brain needs relaxation in order to reach its apex.

You're Too Trendy

You don't need all the latest and greatest. Don't drain your money on things you don't need or don't spark joy. At the end of the day, all you need are your loved ones. I encourage you to study the Suit of Pentacles in relation to the Suit of Cups. These two suits have similar end goals, but really what you need are the lessons of the Suit of Cups to find the lasting happiness you desire. The Suit of Pentacles is meant to give you the means for lasting happiness, but the means are not the end.

Don't be afraid to reduce your hours at work to get in better touch with your family and friends. The goal is to be balanced and have a healthy relationship with money. You don't want to overspend; you also don't want to spend all your time working and then lose touch with your social connections.

This article is accurate and true to the best of the author’s knowledge. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters.

© 2021 Andrea Lawrence

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